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10 Rules for Being Human

10 Lessons A Life Success Tip: 10 Rules for Being Human

1 - You will receive a body – you may like it or you may hate it, but it will be yours for the entire period in this lifetime.

2 - You will learn lessons – you are enrolled in a full time school called life. Each day you will have the opportunity to learn lessons. You may like the lessons, or you may think they are totally irrelevant and unnecessary.

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Keeping an Eye on your Credit

Michael Fliegelman's Keeping an Eye on your Credit Report and FICO Scores Life Success Tip – Keeping an Eye on your Credit Report and FICO Scores

An area that is often overlooked until it is too late is our credit reports and FICO scores. Here’s a suggestion that could head off any potential problems in being approved for a mortgage, refinance or any other type of loan. At least once per year (every six months if possible) click on the link below to be able to arrange a viewing of your combined credit report from the three major Credit Bureaus. Look for reported lates that need to be dealt with as well as whether closed accounts and paid off leases have been removed from the report. These things lower your FICO scores, which is what lenders look at to determine your credit worthiness.

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Achieving Greatness

Michael Fliegelman's Achieving Greatness Life Success Tip - Achieving Greatness

The desire to change always begins the same way – with discontent. It is discontent that ignites the seeking nature in human beings, and it compels us to create far beyond our self-imposed limitations into greatness. Whether you are seeking enhanced Health, Wealth, or Happiness, it is of utmost importance to understand how life success happens so that you, too, can achieve the greatness you know is within.

Please begin with idea #1 and read it slowly, carefully pondering the meaning before moving on to the next idea. You may choose to read each idea like this – one at a time – to maximize understanding and application.

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Habits of Excellence

Michael Fliegelman's Habits of Excellence

Life Success Tip - Habits of Excellence

Do you have a new goal you’ve recently set your sights on accomplishing? If you want to maximize the possibility of achieving this goal, the following three ideas will be extremely helpful.

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5 Insurance Tax Deduction Tips

I was interviewed on MyFoxNY TV on this subject.

You can watch the segment online by going to:

http://www.myfoxny.com/dpp/about_us/street_talk/Street-Talk-April-3-2010

Top 5 Insurance Related Tax Deduction Tips:

  1. NY state income tax credit of 20 percent of your premium for Tax qualified Long term care. Make sure you let your CPA knows that your paying premiums for your Long Tem Care Insurance.
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CPA Wealth Advisor: Permission Slip

Permission slip

Michael Fliegelman
CLU, ChFC, AEP, RFC
Michael Fliegelman

Independent Insurance and Chartered Financial Consultant
Phone: 631-262-9254

For Agents and other Financial Advisors:

A Holistic Approach To Your Future Practice

and:

I wrote an article "Life Insurance & Long Term Care: Have You Figured out the Puzzle Yet?" that was published on  producersesource.com. You might want to take a look, as if/when you need long-term care, if not planned for, can risk your savings and your retirement, and it will impact your family and loved ones.

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Michael is now on the Governing Board of the Business Owner Resource Group

Business Owner Resource Group